The excitement of getting married can lead people to do crazy impractical things. One of the most common pre-wedding mistakes is spending too much on an engagement ring. While there is no harm in buying an expensive ring, the problem lies when you end up spending more than you can afford.
This does not apply to you if you have put away a portion of your income and buying the ring from personal savings. That’s the sensible way to go and a practice that’s becoming increasingly rarer.
Most people just swipe their credit cards to buy an engagement ring with a price tag that’s way more they can pay. That’s barring the fact that they now would need to pay a whopping interest rate on an already expensive ring.
Thankfully there is an easy way out. You can simply buy a ring that you can afford to pay. There are more than a few online shops that sell affordable engagement rings in the UK. These rings are crafted from less expensive (no less special) metals and come fitted with beautiful gems.
To make sure you do not start your married life with a debt, following 4 all-weather tips to save money when buying engagement rings.
Buy the Engagement Ring Online: Going to a jewelry store to buy engagement rings is overrated and it’s an easy way to lose track of your budget. Store executives often have a commission percentage, which means they are going to use every trick in the book to get you to spend more. If you are someone who struggles to say no, visiting a jewelry shop can lead you to spend double your initial budget. When buying online, you are much more likely to make a practical purchase decision. You also get the added advantage of quickly comparing prices.
Explore Alternative Metal Options: No matter where you buy it from platinum is expensive. However, who says you need to buy platinum in the first place. There are plenty of amazing metal options to explore. If you want a white metal that resembles the look of platinum then try titanium, palladium, and cobalt. If you want a golden metal that comes without the hefty cost of gold, then buy yellow gold or a gold-plated ring. Rose gold engagement rings are also a great option as they have a unique reddish hue, unlike any other metal types.
Explore Non-Diamond Gem Options: Right from lab-made sapphires to natural stones such as peridot, aquamarine, and cubic zirconia, there are plenty of non-diamond gem options. Some lab-grown gems have amazing clarity and they look better than their natural variants. If you are looking for an affordable gem that looks like a diamond then check out moissanite and cubic zirconia.
Buy a Bridal Ring Set: If you are planning on buying an engagement ring and wedding rings then it makes sense to buy an affordable bridal ring set. These are usually more affordable when compared to buy the three rings (one engagement ring and two wedding rings) separately. Buying a set also ensures you get matching designs.
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